From June through November, your chimney is the tallest, most exposed thing on the roof. A pre-season check is quick and focused: is the cap mechanically secure, is the flashing sealed and tight, is the crown free of open cracks? Fixing those before a tropical system arrives is far cheaper than drying out a living room after one.
After a storm passes, walk the yard and look up. Bricks or cap pieces on the ground, a new lean, granules and debris packed around the chimney base, or a fresh ceiling stain all deserve a prompt call. For a chimney fire, suspected carbon monoxide or gas, an unstable chimney, or another immediate danger, leave the area and call 911 or the utility first.
Tropical rain doesn't fall, it travels sideways, and it can drive water into masonry that handles ordinary storms just fine. If your chimney took on water, the priority is assessing what got wet, letting it dry properly, and sealing the entry point so the next band of weather doesn't repeat the trick.
And when the season finally breaks, Lake County does get real fireplace weather: a handful of nights each winter cold enough to matter, occasionally even a light freeze. The homeowners who enjoy those nights most are the ones whose storm-season repairs and fall inspection are already behind them. It's a rhythm worth adopting: check in spring, fix in summer, burn in winter.