Bartow's nickname is the City of Oaks and Azaleas, and the canopy is glorious. It's also a full-time employer for chimney people. An open, uncapped flue under mature oaks collects leaves, acorns, and twigs year-round, and it's a standing invitation to squirrels, raccoons, and nesting birds. More than a few Bartow fireplace odors (and a few surprised homeowners) trace back to exactly that combination.
The canopy has a second, quieter effect: shade. A chimney that never gets full sun dries slowly after every rain, so shaded brick stays damp longer, grows algae and moss on its north face, and gives moisture more time to work into mortar joints. It's a gentler kind of wear than coastal salt air, but it never stops.
Organic debris in a damp flue also explains a common summer complaint: the fireplace smell that shows up when the air conditioning is running hardest. Decomposing leaf litter and damp creosote sit in the flue, and AC season tends to pull air down the chimney into the house, delivering the odor with it. Clearing the flue and capping it treats the cause instead of masking the symptom.
The two-part answer is simple: a proper chimney cap to keep debris and animals out, and a regular sweep to clear what found its way in before you burn. Under this much canopy, both earn their keep.