A homeowner chimney inspection checklist.
Use this homeowner checklist to understand possible inspection scope and the questions to ask before requesting service.
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Inspection Types
Three scope conversations to have before booking.
The right scope depends on why the inspection is requested, what can be accessed, and whether a buyer, insurer, lender, or other party requires a specific deliverable. Ask what is included instead of relying on a label alone.
Readily Accessible Components
- Ask which exterior and interior components are accessible without dismantling
- Confirm whether the flue is viewed and how much of it can be seen
- Ask whether findings are verbal, written, photographed, or delivered another way
- Do not assume this scope is included with a sweep or another service
- Confirm the price and deliverables in writing before booking formal inspection work
When: Use these questions when you need a basic condition review and nothing about the system has changed.
Property Sale, Damage, or System Change
- Tell the company whether the request relates to a sale, fire, storm, or appliance change
- State any lender, insurer, buyer, or closing requirements before scheduling
- Confirm whether full-flue viewing, camera work, photographs, or a report are included
- Identify accessible attic, chase, cleanout, or roof areas that may affect the scope
- Get the price, exclusions, deliverables, and timing in writing
When: Use these questions when a third party needs a specific deliverable or the chimney may have experienced a material change.
Further Access May Be Needed
- Concealed conditions cannot be promised as visible during a standard visit
- Opening a wall, chase, or masonry area is separate work and may involve other trades
- Ask why further access is recommended and what question it is intended to answer
- Require written approval for the access method, restoration responsibility, and price
- Do not authorize cutting or demolition based only on generic website copy
When: Use these questions only when an observed condition cannot be resolved from accessible areas.
Exterior Inspection
Exterior items to discuss.
Roof, crown, cap, flashing, and masonry condition, the items Florida weather works on year-round, from coastal salt air to inland humidity and storm-driven rain.
Chimney Crown
Look safely from the ground for visible cracks, missing sections, staining, or a change after severe weather. Do not climb onto the roof for a DIY check.
Chimney Cap & Mesh
Check from a safe location for a missing, shifted, visibly corroded, or damaged cap and for obvious animal-entry openings.
Roof Flashing
New ceiling stains or visible separation where the chimney meets the roof can point to a water-entry issue that needs an on-site assessment.
Mortar Joints
Visible gaps, crumbling mortar, loose material, or widening cracks are conditions to document and discuss with a technician.
Spalling Bricks
Flaking brick faces, loose fragments, or pieces found below the chimney can indicate moisture-related deterioration.
Cricket / Saddle
Roof geometry behind the chimney can affect water flow. Whether a cricket or saddle is present or required depends on the property and applicable requirements.
Chimney Height & Clearance
Height and clearance requirements depend on the system and applicable rules. Ask the technician to identify any concern rather than estimating from the ground.
Chase Cover (Prefab)
On a framed chimney chase, look for visible rust streaks, sagging, gaps, or a shifted cover. Replacement material must be compatible with the existing system and exposure.
Interior Inspection
Interior items to discuss.
Firebox, damper, smoke chamber, and hearth may be relevant, but the accessible components and deliverables must be confirmed for the proposed scope.
Firebox Refractory
With the system cold, look for missing pieces, open joints, or visible cracking. Do not use the fireplace if a component appears loose or unstable.
Damper Operation
A damper that is stuck, loose, or visibly damaged should be assessed before the fireplace is used.
Smoke Chamber
This area is not fully visible during a homeowner walk-around. Ask what accessible portions and conditions are included in the proposed inspection scope.
Hearth Extension
Keep combustible items away from the opening and ask which clearances apply to the specific appliance and installation.
Ash Dump & Cleanout
When present and safely accessible, note a damaged door, blockage, or material that prevents normal operation.
Glass Doors & Screens
Do not use damaged glass doors or screens. Record cracks, missing pieces, or operation problems for the service request.
Flue & Liner
Questions about the chimney flue.
A homeowner walk-around cannot establish the condition of the full flue. Ask how the technician will view it and whether a camera, photographs, or a formal report are included.
Liner Integrity
A formal scope may include accessible liner condition and identification. Confirm whether a full-length view, camera, report, or other deliverable is actually included before booking.
Creosote Stage
Creosote can appear in different forms and can create a fire hazard. Its condition and the appropriate removal method require an on-site evaluation.
Blockages
Nesting material, debris, a damaged component, or another obstruction can affect safe operation. Do not light the system when a blockage is suspected.
Flue Tile Alignment
Visible gaps, displaced sections, or damaged joints can require further evaluation. The technician should explain what can and cannot be seen under the approved scope.
Connector Pipe
For systems with a connector, accessible attachment, visible corrosion, and compatibility are possible review points under a job-specific scope.
Crown-to-Flue Seal
A visible gap or deterioration where the flue passes through the crown can be one possible water-entry path.
Safety Systems
Home safety items to review separately.
Carbon Monoxide Detectors
Follow the detector manufacturer, local fire authority, and applicable code for placement and testing. Leave the property and call 911 if an alarm sounds.
Fire Extinguisher
Check the extinguisher according to its manufacturer instructions and replace or service it when indicated. This is a homeowner safety item, not a promised inspection deliverable.
Combustible Clearances
Keep combustible items away from the fireplace and follow the clearances for the specific appliance, installation, and applicable requirements.
Smoke Detectors
Test smoke alarms and replace batteries or units according to their instructions. Battery replacement is not promised as part of a chimney visit.
When to Book
Situations that may justify an inspection.
Annual maintenance
Use a yearly reminder to review the system instructions and decide whether service or inspection is due.
Buying or selling
Ask the buyer, lender, insurer, or other requesting party exactly what inspection scope and deliverable it requires.
After a chimney fire
Stop using the system after a suspected chimney fire and arrange the appropriate evaluation before using it again.
After severe weather
Request an assessment when severe weather is followed by visible change, water entry, impact, movement, or a new performance problem.
Smoke smell when unlit
An unexplained odor can have more than one cause. Stop use if conditions seem unsafe and request an on-site evaluation.
New homeowner
When the service history is unknown, identify the appliance and ask what evaluation is appropriate before use.
Inspection FAQ
Chimney inspection questions, answered.
How often should I have my chimney inspected?
What is the difference between visual, thorough, and exploratory chimney inspections?
What does a chimney inspection cover?
Do I need a thorough inspection before selling my home?
Can I do my own chimney inspection?
What is creosote and why is it on the chimney inspection checklist?
How long does a chimney inspection take?
What do you walk me through after the inspection?
Do you inspect older and historic-district homes?
What happens if you find a problem during the chimney inspection?
Is a chimney inspection covered by my homeowners insurance?
How thorough is the flue check on an inspection?
Who actually does my chimney inspection?
Can I request a chimney inspection for a closing?
Free On-Site Assessment
Request the right inspection scope.
A technician can visit and provide a free estimate. If you need a particular inspection-related service or documentation, describe that need when you call (754) 328-2421 or submit the form to request a visit.

